Mastercard Standard «PerekrestOK»
The PerekrestOK card is the crossroads of all loyalties!
- in the network of stores "PerekrestOK" money-back 2%
- loyalty program Master-bonus
- loyalty program PerekrestOK
- loyalty program Motsnaya Kartka
Effective March 18, 2026, the international payment system Mastercard has restricted bank card transactions within the European Economic Area (EEA). Details can be found here.
Mastercard Standard «PerekrestOK» – convenient, safe, profitable for shopping! Mastercard Standard is the most popular, «classic» card in the world, which provides an optimal ratio of cost and range of services. The Mastercard Standard card allows you to pay for purchases in more than 23 million retail and service outlets. Cash can be withdrawn from over 1,000,000 ATMs around the world.
ISSUE TERMS:
| Account currency | BYN |
| Card validity period | 6 years |
| Card issuance fee | free |
| Monthly card maintenance | 2,50 BYN |
| It is possible to issue the card in a virtual format |
One card and maximum benefits. It combines 4 loyalty programs at once, so that each ruble brings maximum benefits. The card is issued quickly and free of charge.
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Participates in a loyalty program «My Bonus» |
Participates in a loyalty program «Master-bonus» |
Participates in a loyalty program «PerekrestOK» |
Participates in a loyalty program «Motsnaya Kartka» |
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You can learn more about bank rates here.
As part of the My Bonus loyalty program when making payments with a PerekrestOK bank payment card in the PerekrestOK chain of stores, Money-back is set in the amount of 2% of the amount of non-cash payment for goods (works, services).
The conditions and procedure for the payment of Money-back are determined by the Rules of the My Bonus loyalty program.
Loyalty program «Master-bonus»
* Even more great offers from partner companies for Motsnaya Kartka bank card holders.
Cards included in the loyalty program and bonus accrual conditions:
- From May 1, 2023 – 1 bonus for every 40 Belarusian rubles in non-cash transactions. Bonuses are awarded if the total amount of Trading transactions in the reporting month exceeds 100.0 Belarusian rubles.
- Earn one bonus for every 40 Belarusian rubles in cashless transactions.
- Bonuses are awarded on the entire amount of cashless transactions made in the reporting month, provided their volume reaches 400 Belarusian rubles, excluding transactions made at Perekrestok stores. The minimum one-time transaction amount for bonus card holders to receive bonuses is 40 Belarusian rubles.
You can find the terms and conditions of the Master-bonus loyalty program here.
For more information, visit belapb.bestcard.by
Improved loyalty program for customers of the PerekrestOK network.
PerekrestOK chain of retail stores expanded the possibilities of its loyalty program in stores in Mogilev, Minsk and Bobruisk, providing new card holders with a bonus-back of up to 5% and special discounts for online purchases.
Accumulated bonuses can pay up to 99% of the check amount (1 bonus = 1 ruble).
More details about the terms of the PerekrestOK loyalty program can be found here.
More than 300 retail chains, shops and service enterprises of the Republic of Belarus participate in the Motsnaya Kartka loyalty program, which provide discounts to holders of Motsnaya Kartka cards. In addition to discounts, bonus points are also awarded, which can then be used as special discounts with program partners, as well as exchanged for gift certificates or other privileges.
To participate in «the Motsnaya Kartka» program, you must accept the terms of the Public Offer Agreement.
If you see stickers with the Motsnaya Kartka logo on the store door or at the checkout, then this company participates in the Motsnaya Kartka loyalty program.
DISCOUNTS WITH MOTSNAI CARD
«Motsnaya Kartka» allows you to receive discounts and bonuses in partner companies.
Discount available:
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Automatically when scanning a barcode on the back of the card or upon presenting a card with the Motsnaya Kartka |
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Subject to non-cash payment with the Motsnaya Kartka card |
OFFERS FOR POINTS
Pay with the «Motsnaya Kartka» card for goods, works, services in retail stores located on the territory of the Republic of Belarus or in online stores registered on the territory of the Republic of Belarus and receive bonus points based on:
10 rubles = 1 point
To take advantage of offers:
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Exchange bonus points for the coupons you are interested in in the "Offers for points" catalog |
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Present the coupon at the checkout or enter the promotional code indicated in the coupon on the website of the online store |
Accrued from 02/01/2021 and unused points are deducted from the bonus account after 180 calendar days from the date they were credited to the bonus account.
Register on the site and take discount coupons.
Available card operations in the mobile app:
- Make payments
- Transfer money
- Change PIN code
