Fee guide
Chapter III. SERVICES TO INDIVIDUALS | ||||
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№ | Operation | Fee Rate | Payment due date | |
13. | Cash and settlement services | |||
13.1. | Opening of accounts | |||
13.1.1. | EXCLUDED | |||
13.1.2. | Temporary bank account for the formation of the authorized fund of a legal entity | 7,00 BYN | At the moment of the operation | |
13.2. | Payments in Belarusian rubles and in foreign currency from accounts (except card accounts) and without opening of an account1 | |||
13.2.1. | Transfer of funds in Belarusian rubles: | |||
13.2.1.1. |
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0,2% of the amount, min. 2,00 BYN max. 80,00 BYN |
At the moment of the operation | |
13.2.1.2. |
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2% of the amount, min.2,00 BYN max. 100,00 BYN |
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13.2.1.3 | EXCLUDED | |||
13.2.2. | Transfer of funds in foreign currency for crediting an account opened with JSC Belagroprombank2 | 0,5 % of the amount, min. 5 USD, max. 100 USD |
At the moment of the operation | |
13.2.3. | Transfer of funds in foreign currency for crediting an account opened in authorized banks of the Republic of Belarus2 | 0,5 % of the amount, min. 10 USD, max. 100 USD |
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13.2.4. | International money transfer in foreign currency for crediting beneficiary accounts opened with non-resident banks:2 | |||
13.2.4.1. |
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0,1 % of the amount, min. 15 USD, max. 150 USD |
At the moment of the operation | |
13.2.4.2. |
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0,15 % of the amount, min. 20 USD, max. 200 USD |
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13.2.5. | Refund of funds in foreign currency to senders (erroneously credititing to correspondent accounts with JSC Belagroprombank, impossibility of crediting)2 | 10 USD | On the day of sending messages | |
13.2.6. | Money transfer without opening an account within the international money transfer system | in accordance with system tariffs | At the moment of the operation | |
13.2.7. | EXCLUDED | |||
13.2.8. | Acceptance and recalculation of cash in Belarusian rubles when making the transfer of funds without opening an account in favor of the payees (legal entities, individual entrepreneurs)3 | 3,00 BYN per each receipt | At the moment of the operation | |
Notes to Subsection 13.2.: | ||||
1. |
The fee specified in Clause 13.2. is not applicable to the following operations:
Payment according to c. 13.2.1.1., 13.2.1.2., 13.2.2., 13.2.3. is not charged when transferring funds received as a result of a corresponding foreign exchange transaction with the Bank in an amount equivalent to at least 5,000 Belarusian rubles at the exchange rate of the National Bank of the Republic of Belarus on the date of the transaction. |
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2. |
The fees for operations specified in Clauses 13.2.2., 13.2.3, 13.2.4.1. are charged in Belarusian rubles at a rate (cross-rate) of the NB RB on the date of payment (fee payment) made by the client. The fee as per Clauses 13.2.4.2., 13.2.5. shall be charged in the curency of transfer. When determining the fee size, the USD/respective foreign currency (transfer currency) cross-rate is used, calculated based on official rates set by the National Bank of the Republic of Belaruson the date of payment (fee payment) made by the client. In case the transfer amount is equal to or less than the fee, the fee shall not be charged. When making transfers in US dollars by correspondent banks, an additional fee may be charged from the amount of the transfer. For other transfers, commissions of correspondent banks and telecommunication expenses for transfers are included in the transfer fee. |
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3. |
The fee as per Clause13.2.8 shall apply to cash payments within the single settlement and information space system. The fees for operations specified in Clauses 13.2.8 is not charged for funds transfers:
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13.3. | Servicing of payment operations | At the moment of the operation | ||
13.3.1. | Issue of testamentary disposition, power of attorney on an account 1 | 5,00 BYN per document | At the moment of the operation | |
13.3.2. | Issue of a payment order for the foreign currency transfer upon the client's request 2, 3 | 7,00 BYN (VAT incl.) | At the moment of the operation | |
13.3.3. | Changing of payment details, cancellation of a payment order in foreign currency at the initiative of the client 3, 4 | 70 USD | When initially applying for the service | |
13.3.4. | Providing a payer with a SWIFT message copy on the executed transfers | 5,00 BYN per 1 copy | When initially applying for the service | |
13.3.5. | Investigation into executed foreign currency transfers upon the client's request 3, 4 | 80 USD | When initially applying for the service | |
13.3.6. | Reissue of copies of supporting documents on the money transfers received from abroad | 8,00 BYN per 1 copy | ||
13.3.7. | Issue of certificates on the bank's letterhead at the request of an individual customer5: | |||
13.3.7.1. |
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15,00 BYN per 1 certificate | When initially applying for the service | |
13.3.7.2. |
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13.3.7.2.1. |
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15,00 BYN per 1 certificate (VAT incl.) | When initially applying for the service | |
13.3.7.2.2. |
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2,50 BYN (VAT incl.) | ||
13.3.7.3. |
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15,00 BYN per 1 certificate | When initially applying for the service | |
13.3.7.4. |
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5,00 BYN per 1 certificate | When initially applying for the service | |
13.3.7.5. |
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10,00 BYN per 1 certificate | When initially applying for the service | |
13.3.8. | Sending the sender's application to the beneficiary's bank for the return of funds for payments (transfers) accepted at the bank's cash desks8 | 20,00 BYN per 1 application | At the moment of the operation | |
Notes to Subsection 13.3: | ||||
1. |
The fees specified in Clause 13.3.1. are not charged from retirees and disabled persons of groups I and II upon presentation of the confirming document. The confirming document is not required from resident individuals who reached the generally established retirement age in the Republic of Belarus. No fee is charged when executing a power of attorney for the issue of an additional card to a current (settlement) card account. |
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2. |
The fee specified in Clause 13.3.2. is not charged:
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3. |
The fees specified in Clauses 13.3.2., 13.3.3.,13.3.5. are not applicable to the following operations:
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4. |
The fees for operations specified in Clauses 13.3.3.,13.3.5., and the fees of correspondent banks are charged in Belarusian rubles at a rate of the National Bank of the Republic of Belarus on the date of payment (fee payment) made by the client. In case of cancellation, return of international bank transfer, the correspondent bank may charge an additional fee from the transfer amount. |
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5. | The certificates as per clauses 13.3.7.1 - 13.3.7.4. will be provided within 15 calendar days from the date of request. | |||
6. | Information on foreign exchange operations shall be supplied providing that during such foreign exchange operation the identity document's data was recorded in accordance with the law of the Republic of Belarus. | |||
7. | The fees under Clauses 13.3.7.4.-13.3.7.5 are charged in addition to Clauses 13.3.7.1. - 13.3.7.3. | |||
8. | The service is not provided for accepted payments within the framework of a single settlement information space system. | |||
13.4. | Cashier service | |||
13.4.1. | Cash advance in Belarusian roubles received through cashless transfer from individual accounts (except card accounts), and without opening of an account, received on the following grounds1 | |||
13.4.1.1. |
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0,5% of the amount, min. 1,00 BYN | At the moment of the operation | |
13.4.1.2. |
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0,2% of the amount, min. 5,00 BYN |
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13.4.1.3. |
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13.4.1.3.1. |
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3% of the amount , min. 5,00 BYN |
At the moment of the operation | |
13.4.1.3.2. |
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15% of the amount, min. 15,00 BYN | At the moment of the operation | |
13.4.2. | Cash withdrawal in Belarusian roubles received through cashless transfer from individual accounts (except card accounts), and without opening of an account1: | At the moment of the operation | ||
13.4.2.1. |
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3% of the amount in foreign currency, min.5 USD dollar |
At the moment of the operation | |
13.4.2.2. |
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13.4.2.2.1. |
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15% of the amount in foreign currency, min.5 USD dollar |
At the moment of the operation | |
13.4.2.2.2. |
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3% of the amount in foreign currency, min.5 USD dollar |
At the moment of the operation | |
13.4.3. | EXCLUDED | |||
13.4.4. | The banknote identification in BYN and foreign currency according to an individual's application | 0,35 BYN for 1 banknote (incl. VAT), min. 1,50 BYN for 1 service (incl. VAT) | At the moment of the operation | |
Notes to Subsection 13.4: | ||||
1. |
The fees specified in Clauses 13.4.1. - 13.4.2. are not applicable to the amounts of cash withdrawn:
The fee specified in clause 13.4.2. is charged in Belarusian rubles at the rate set by the National Bank of the Republic of Belarus on the day of payment (commission reimbursement) by the client. |
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14. | Foreign currency operations | |||
14.1. | Exchange of foreign currency cash 1 | 3% of the amount of foreign currency, min. 5 BYN |
At the moment of the operation | |
14.2. | Replacement of worn-out, damaged banknotes which have retained the solvency features and raise no doubt over their validity 1 | 3% of the amount of foreign currency, min. 5 BYN |
At the moment of the operation | |
14.3. | Acceptance for collection of suspicious foreign defaced banknotes 2: US dollars, euros, Russian rubles | 5,0% of the amount of foreign currency, min. 25 BYN |
At the moment of the operation | |
Notes to Section 14: | ||||
1. | The fee specified in Clauses 14.1., 14.2. is charged in Belarusian rubles at the rate of the National Bank of the Republic of Belarus applicable at the date of the operation. | |||
2. |
The fee specified in Clause 14.3. is charged in Belarusian rubles at the official exchange rate of the Belarusian ruble to the corresponding foreign currency set by the National Bank of the Republic of Belarus on the date of the transaction. In the event that it is impossible to send banknotes in collection for examination to the counterparty bank after 6 months from the date of their receipt from the client, these banknotes are subject to return to the client with a simultaneous return of the commission fee paid by the client at the time of the transaction. Fees of correspondent banks, taxes, charges, duties, postal fees, telecommunication and other contingency fee are charged to the client additionally and paid in Belarusian rubles at the official exchange rate for the relevant foreign currency set by the National Bank of the Republic of Belarus at the date of refund. |
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15. | Operations with securities | |||
15.1. | Brokerage services | |||
15.1.1. | Executing of a brokerage service agreement | 20,00 BYN | No later than three business days following after the agreement date | |
15.1.2. | Securities purchase/sale operations on on behalf of and for the account of a client – resident of the Republic of Belarus under the concluded brokerage service agreement and be it further due to cancellation or terms modification of transaction (by parties' agreement): 1 | |||
15.1.2.1. | bonds | 0,01% of the operation amount, min. 40,00 BYN per 1 operation, max.400,00 BYN per 1 operation | No later than the fifth business day of the month following the reporting month | |
15.1.2.2. | shares | 0,1% of the operations amount, min. 40,00 BYN and max. 400,00 BYN of the operations made during the day | ||
15.1.3. | Submitting, on behalf of a client, an indicative request for the securities sale/purchase to the Belarusian quotation automated system of JSC Belarusian Currency and Stock Exchange | 15,00 BYN | Prior to submission of an indicative request | |
15.1.4. | EXCLUDED | |||
Notes to Subsection 15.1.: | ||||
1. |
For the operation, and in case of cancellation or modification of the transaction (by parties' agreement), in currency other than Belarusian ruble,the fee for the operation specified in Clause 15.1.2. is calculated as follows: the amount of transaction (the second leg) is converted into Belarusian rubles at the rate based on the official Belarusian ruble/foreign currency exchange rate set by the National Bank of the Republic of Belarus on the date of the operation. The fees of the trade organizer shall be additionally paid according to the tarrifs of the JSC Belarusian Stock Exchange. |
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15.2. | Depositary service for a resident depositor (who has a «»depo«» savings account or signed a depositary service agreement with the bank) | |||
15.2.1. | Opening of a «»depo«» account (renewal of the previously opened «depo» savings account) under the Depositary service agreement2: | |||
15.2.1.1. |
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25,00 BYN | No later than the last business day of the reporting month | |
15.2.1.2. |
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60,00 BYN | ||
15.2.2. | Transfer service in the process of securities circulation on the depositor's «depo» account (the fee is collected for each transfer): | |||
15.2.2.1 |
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15.2.2.1.1 |
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15.2.2.1.1.1 |
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20,00 BYN | No later than the last business day of the reporting month | |
15.2.2.1.1.2 |
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40,00 BYN | No later than the last business day of the reporting month | |
15.2.2.1.2 | in other cases under the legislation¹ | |||
15.2.2.1.2.1 | for a resident | 18,00 BYN | No later than the last business day of the reporting month | |
15.2.2.1.2.2 | for a non-resident | 35,00 BYN | ||
15.2.2.2 | • inter-depositary transfer with exclusion of the blocking/unblocking of pledged securities as well as the transfer of shares in respect of which the regional executive committees and the Minsk City Executive Committee have a preemptive right to acquire: | |||
15.2.2.2.1 | for a resident | 20,00 BYN | No later than the last business day of the reporting month | |
15.2.2.2.2 | for a non-resident | 40,00 BYN | ||
15.2.2.3. | • blocking/unblocking of pledged securities as well as the transfer of shares in respect of which the regional executive committees and the Minsk City Executive Committee have a preemptive right to acquire: | |||
15.2.2.3.1. | for a resident | 20,00 BYN | No later than the last business day of the reporting month | |
15.2.2.3.2. | for a non-resident | 40,00 BYN | ||
15.2.3. | Issue of a «»depo«» account statement (information on a section of an account «»depo«») upon the depositor's request for the past periods other than the current trading day | |||
15.2.3.1 | for a resident | 10,00 BYN per 1 statement |
If there is an agreement - no later than the last business day of the reporting month; if there is no agreement - upon the provision of the service | |
15.2.3.2 | for a non-resident | 25,00 BYN per 1 statement | ||
15.2.4. | Execution of heritable securities including intradepository transfer of securities to the heir's «»depo«» account «» (charged for each heir) | |||
15.2.4.1. | for a resident | 10,00 BYN | Upon the provision of the service | |
15.2.4.2. | for a non-resident | 35,00 BYN | ||
15.2.5. | Preparation of a draft «»depo«» orders for the transfer of registered securities to a depositor | |||
15.2.5.1. | for a resident | 6,00 BYN per each order |
If there is an agreement - no later than the last business day of the reporting month; if there is no agreement - upon the provision of the service | |
15.2.5.2. | for a non-resident | 12,00 BYN per each order |
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15.2.6. | Storing on the depositor's «»depo«» account of the issuer's securities issue with which the depositor has not concluded a Depositary service agreement (charged per each securities issue)³ | |||
15.2.6.1. | for a resident | 12,00 BYN | No later than the last business day of the reporting month | |
15.2.6.2. | for a non-resident | 20,00 BYN | ||
15.2.7. | EXCLUDED | |||
15.2.8. | EXCLUDED | |||
15.2.9. | Opening of a «»depo«» account (renewal of the previously opened «»depo«» savings account) under the Depositary service agreement | |||
15.2.9.1. | for a resident | 5,00 BYN | Not later than the expiration date of the contract | |
15.2.9.2. | for a non-resident | 40,00 BYN | ||
15.2.10. | Conducting of accounting custody transactions (withdrawal / crediting) with securities based on the results of trading on the organized market | 5,00 BYN | No later than the last business day of the reporting month | |
Notes to Subsection 15.2.: | ||||
1. | The fee specified in Clause 15.2.2.1.2 is not applicable to transfers of Belagroprombank-issued bonds to a «»depo«» account with JSC Belagroprombank, in case of repayment (early repayment) thereof according to the legislation of the Republic of Belarus. | |||
2. | The fee specified in Clause 15.2.1. is not applicable when opening a «»depo«» account using the «»Electronic Trading Platform of Banks«» software package for performing transactions with securities remotely. | |||
3. | No fee is charged for keeping on a «»depo«» account of issues of government bonds of the Republic of Belarus, securities blocked in accordance with the law, including those arrested, as well as the rights to which are limited by law. | |||
15.3. | Funds trust management | |||
15.3.1. | Management of assets owned by a trust 1: | |||
15.3.1.1. |
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15.3.1.1.1. |
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1,0% per annum of the average daily value of assets held in trust (incl.VAT) |
No later than the last working day of the month following the reporting quarter | |
15.3.1.1.2. |
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0,75% per annum of the average daily value of assets held in trust (incl.VAT) |
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15.3.1.1.3. |
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0,5% per annum of the average daily value of assets held in trust (incl.VAT) |
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15.3.1.2. |
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5% of the profit earned for the billing period (incl.VAT) | No later than the last working day of the month following the reporting quarter | |
15.3.2. | Partial withdrawal of assets from trust management 2 | 1 % of withdrawn assets value (incl.VAT) | No later than the last working day of the month following the reporting quarter | |
15.3.3. | Execution of the instructions of the grantor under trust management upon instruction (per 1 instruction) | BYN 20 (incl. VAT) |
No later than the last working day of the month following the reporting quarter | |
15.3.4. | Provision of analytical information and / or investment recommendations at the request of the trustor within the framework of trust management by order (for 1 provision) | BYN 20 (incl. VAT) |
No later than the last working day of the month following the reporting quarter | |
Notes to Subsection 15.3.: | ||||
1. | The fee specified in Clause 15.3.1. is applied when calculating the remuneration according to the local regulatory legal act of JSC Belagroprombank regulating the payment procedure, amount and type of the remuneration of a trust manager. | |||
2. | The fee specified in Clause 15.3.2. is charged for the partial withdrawal of assets from trust management, as a result of which the market cost of assets in trust management after withdrawal will account for less than 70% of the total amount of assets in the trust management before the withdrawal of the assets. | |||
15.4. | Other services | |||
15.4.1. | Registration of operations with securities, incl. securities pledge agreements, an agreement on alteration or termination of a contract, performed on the over-the-counter market under the legislation of the Republic of Belarus (paid by one of the parties)1: | |||
15.4.1.1. |
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15.4.1.1.1. |
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0,0055% of the operation amount, minimum BYN 70,00. | No later than the last business day of the reporting month in which the service was provided (unless otherwise provided for by the agreement) | |
15.4.1.1.2. |
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0,0055% of the operation amount, minimum BYN 80,00 | ||
15.4.1.1.3. |
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0,0055% of the operation amount, minimum BYN 70,00 | ||
15.4.1.2. |
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0,0055% of the operation amount, minimum BYN 90,00 | No later than the last business day of the reporting month in which the service was provided (unless otherwise provided for by the agreement) | |
15.4.1.3. |
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0,00015% of the operation amount, minimum BYN 25,00 | No later than the last business day of the reporting month in which the service was provided (unless otherwise provided for by the agreement) | |
15.4.1.4. |
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0,0055% of the operation amount, minimum BYN 500 | No later than the last business day of the reporting month in which the service was provided (unless otherwise provided for by the agreement) | |
15.4.2. | Placement of information according to a client's application (instructions) in the integrated information resource of the security market (for each placement of information) | BYN 30,00 (Incl.VAT) | No later than the last business day of the reporting month in which the service was provided (unless otherwise provided for by the agreement) | |
15.4.3. | Preparation of an agreement between heirs in relation to the indivisible part of the inherited securities (charged for each agreement) | BYN 15 (Incl.VAT) | Upon the provision of the service | |
Notes to Subsection 15.4.: | ||||
1. |
The fee under Clause 15.4.1.:
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2. | The fee under Clause 15.4.1.4. in favour of the non-resident depositor of the Republic of Belarus can be presented for payment in the currency other than the currency of the liability at the rate (cross-rate) of the National Bank of the Republciof Belarus effective on the date of payment thereof in accordance with the legislation of the Republic of Belarus. | |||
16. | Custody services | |||
16.1. | Closed bank custody 1 | 0,85 BYN per day (VAT incl.) |
In accordance with the terms and conditions of the Custody document | |
16.2. | Closed bank custody with the use of automated deposit vault2 | |||
16.2.1. | EXCLUDED | |||
16.2.2. | EXCLUDED | |||
16.2.3. |
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16.2.3.1. |
24х37х118240х370х49 mm, |
10,00 BYN (VAT incl,) for the first day of storage + 1,20 BYN (VAT incl.)for each subsequent day of storage |
In accordance with the terms and conditions of the Custody document | |
16.2.3.2. |
240х370х152 mm, |
10,00 BYN (VAT incl.) for the first day of storage + 1,50 BYN (VAT incl.) for each subsequent day of storage |
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16.3. | Opened bank custody: | |||
16.3.1. | of bonds and savings certificates sold by JSC Belagroprombank | 12,00 BYN per 1 Custody document (additional agreement to the Cutsody document) (VAT incl.) |
In accordance with the terms and conditions of the Custody document | |
16.3.2. | of other documents and valuables | 0,40 BYN per 1 document (VAT incl.) |
In accordance with the terms and conditions of the Custody document | |
Notes to Subsection 16.: | ||||
1. |
The fee for the operations specified in Clause 16.1. is charged from holders of payment cards issued by JSC Belagroprombank during the validity period of the card in the presence and selection of one of the following conditions:
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2. | The operation specified in Clause 16.2. will be carried out only by Minsk Regional Directorate of JSC Belagroprombank (Minsk, Romanovskaya Sloboda str., 8). | |||
3. | EXCLUDED | |||
4. | EXCLUDED | |||
5. |
Upon custody documents (additional agreements) providing for storage in cells with dimensions of 24x37x49, 24x37x84, 24x37x118, a fee is charged in accordance with sub-clause 16.2.3.1, providing for storage in cells with dimensions of 24x37x152, 24x37x186 - in accordance with sub-clause 16.2.3.2.
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17. | Other operations and services | At the moment of the operation | ||
17.1. | Sending PUSH/SMS alerts on monthly credit/ loan payments to individuals who submitted a written request for their receipt | 0,40 BYN | Monthly when repaying the loan | |
17.2. | Execution of a guarantee contract with an individual to guarantee the repayment of an individual's loan | 40,00 BYN | No later than the date of operation or loan granting (transfer of funds under loan agreement/debt transfer) or issue of a credit card | |
17.3. | Execution of a contract of pledge with an individual to guarantee the repayment of an individual's loan | 75,00 BYN | At the moment of the operation | |
17.4. | Adding amendments to a loan agreement at the initiative of the borrower 1 | 60,00 BYN | At the moment of the operation | |
17.5. | Connecting the service of informing depositors on their deposit accounts:2 | |||
17.5.1. |
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1,00 BYN (incl.VAT) | At the moment of connection to the service | |
17.5.2. |
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1,00 BYN (incl.VAT) | At the moment of connection to the service | |
17.5.3. |
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1,00 BYN (incl.VAT) | At the moment of connection to the service | |
17.5.4. |
information:
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2,50 BYN (incl.VAT) | At the moment of connection to the service | |
17.6. | Registration of currency agreement | 10,00 BYN (incl.VAT) per agreement | Upon completion of the service | |
17.7. | Transfer of funds in Belarusian rubles using an instant payment system via mobile phone number from an individual’s account to an individual’s account opened in another resident bank (charged only from the sender of funds) | 1,5% (min. 1,00 BYN) |
At the moment of the operation | |
Notes to Section 17: | ||||
1. |
Under Clause 17.4. no fee is charged in case of changes:
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2. |
The fee specified in Clause 17.5 is a one-time fee. The fee defined by Clause 17.5 is not charged to pensioners, categories I and II invalids as well as clients' agreements concluded under the promotional campaign «Children's savings programme «»Grow Happy!». |