Voluntary risk insurance of bank payment cards' owners
JSC Belagroprombank in the framework of cooperation with CJSC Belneftestrakh concludes insurance contracts on the terms of Rules No. 36 "Voluntary insurance of risks of holders of bank payment cards" on the following terms:
- insurance term – 1 year, but not more than the validity period of the card,
- the insured sum and the insurance fee depends on the selected insurance option and does not depend on the payment system of the insured card (BELCART, Visa, Mastercard).
See the table for more details:
| Insurance option / Insurance conditions | Final version, BYN | ||
| version 1 | version 2 | version 3 | |
| Insurance fee for 1 year of insurance | 9,71 | 14,12 | 18,62 |
| Sum insured, including: | 1330,00 | 2550,00 | 2550,00 |
| Sum insured for the risk of loss (destruction) of the card (clause 3.3.1 of the Rules) | 30,00 | 50,00 | 50,00 |
| Sum insured for the risks of unauthorized use of the card by a third party associated with the debiting of funds from the account of the cardholder and (or) the credit account (clause 3.3.2 of the Rules), incl. through unauthorized possession of a mobile phone, smart watch, to the account of which an insured card is connected (clause 3.4.1 of the rules) and theft of funds (clause 3.3.3 of the Rules) | 1000,00 | 1000,00 | 2000,00 |
| The sum insured for the risk of incurring expenses for the restoration of official documents, the restoration of keys, a mobile phone SIM card (clause 3.3.4 of the Rules) and the replacement of a mobile phone, the replacement of a cardholder's smart watch (paragraph 3 of clause 3.4.2 of the Rules) | 300,00 | 500,00 | 500,00 |
| Sum insured for the risk of theft, damage or loss of goods purchased and paid by the cardholder in whole or in part (first payment) using an insured card | - | 1000,00 | - |
To conclude insurance contracts, you must present an identity document.
JSC Belagroprombank in the framework of cooperation with JLLC Asoba concludes insurance contracts on the terms of Rules No. 38 "Voluntary comprehensive insurance of holders of bank payment cards" on the following terms:
| Payment of the insurance fee | simultaneously in Belarusian rubles | ||
| Statement | oral | ||
|
Risks accepted for insurance |
Sum insured, bel. rub. | Insurance fee per year, bel. rub. | Insurance fee per year paying with a Belagroprombank card, bel. rub. |
|
The main risks + the risk of expenses for the restoration of official documents, keys stolen at the same time as the card |
1000,00 | 6,90 | 6,50 |
| 1 500,00 | 10,35 | 9,75 | |
| 2 000,00 | 13,80 | 13,00 | |
| 2 500,00 | 17,25 | 16,25 | |
| 3 000,00 | 20,70 | 19,50 | |
| 5 000,00 | 34,50 | 32,50 | |
|
Risks accepted for insurance |
Total sum insured |
Insurance fee per year | Insurance fee per year paying with a Belagroprombank card |
|
Main risks + risk of product damage |
1 000,00 | 9,30 | 8,80 |
| 1 500,00 | 13,95 | 13,20 | |
| 2 000,00 | 18,60 | 17,60 | |
| 2 500,00 | 23,25 | 22,00 | |
| 3 000,00 | 27,90 | 26,40 | |
| 5 000,00 | 46,50 | 44,00 | |
To conclude insurance contracts, it is necessary to present an identity document.
