Time revocable bank deposit «Deposit Card»
- Deposit currency BYN
- Deposit type Revocable
- Amount from 30 BYN
- Deposit currency Belarusian rubles
- Term of deposit 360 calendar days
- Card validity period 315 calendar days
- Type of interest rate Fixed
- Minimum initial deposit amount (size of the minimum balance), monetary unit 100
- Interest payment procedure at the client's choice Deposit capitalization; non-cash transfer to the current (settlement) account to which the Bank payment card is issued, opened in the deposit currency in the name of the client in the Bank office at the place of opening the deposit and specified by the client.
- Additional contributions Only with the use of the card and (or) its details (except for the amount of the minimum balance).
- Partial withdrawal of the deposit Funds fr om the deposit account can be spent with and without using a card both non-cash and in cash within the balance of funds on the deposit, except for the amount of the minimum balance.
- Possibility of early termination Early termination is made on the basis of a written application of the client not earlier than 45 (forty-five) calendar days after the day of submission of the application.
- Possibility to open in the name of another person, to issue additional cards Not allowed. Issue of additional cards to the Deposit account is not allowed.
Notification of changes to the interest rate of the deposit is carried out by posting information on the information stands of the Bank and on the official website on the Internet (www.belapb.by).
| Currency | Card type | Interest rate, % per annum | |
| In the absence of expenditure transactions** on the account in the settling period * | In the presence of expenditure transactions on the account in the settling period* | ||
| Belarusian rubles | BELCART, Mastercard Standard «Savings» | 6,7% | In the amount established under the Demand Deposit |
* the billing period is set fr om the last working day of the month preceding the current month to the penultimate working day of the current month, including the non-working days following it. In the last month of each calendar year, the calculation period for calculating interest is the period from the last business day of the month preceding the current month to December 31 of the current year. In the first month of each calendar year, the calculation period for calculating interest is the period from January 1 to the penultimate working day of the current month, including the following non-working days.
** except for the operations of debiting fees for operations related to the use of the card (SMS-informing, viewing the balance, etc.), as well as debiting AIS IDO on a deposit (deposit).
After the expiration of the deposit term, the deposit amount, taking into account the accrued interest, is paid to the depositor in cash or transferred by no-cash transfer to the account specified by the depositor.
In case of non-claim of a deposit after expiration of its storage period (the depositor did not apply to the bank or did not specify the account for transferring the deposit amount after closing) the deposit amount, taking into account accrued interest, is transferred to the deposit account on demand of individuals. Fr om the date of the transfer to the amount of the deposit, the interest is calculated monthly and added to the deposit amount in the amount established under the Demand Deposit in the appropriate currency.
- Currency Belarusian rubles
- Daily lim it, monetary unit 1500
The size of the daily lim it for cash withdrawals on cards can be changed by the Bank.
