BELKART PREMIUM Children's

To issue the children’s card, you need to contact any branch of the bank and fill out an application form for issuing the card. Both an adult and a child must have an identity document with them. If the child has not yet received an identity document, it is necessary to take a birth certificate with you.

The children’s card is issued for children aged 6 to 18. It can be issued as a main or additional card.

The holder of the main card is the owner of the account to which the card is issued.

The holder of the additional card is not the owner of the account to which it is issued. In this case, the account owner must allow issuing an additional card for a child to his/her account by filling out an application of the appropriate form.

For children aged 6 to 14, the children’s card is issued as an additional one only to the accounts of their legal representatives (parents, adoptive parents or guardians).

Children between the ages of 14 and 18 have the right to:

• open an account on a general basis (only with a passport) with the possibility of issuing a main or additional children’s card;
• receive the children’s card as an addition to the accounts of other persons (not necessarily their legal representatives).

Our bank provides several ways to control the spending of money by a child:

1. The account owner can set a limit for spending money on the children’s card, which allows restricting the use of a certain amount of money by a child during the day.
2. The account owner can activate the “SMS Informing” service, with the help of which SMS-messages will be sent to his/her mobile phone with information about each transaction performed with the use of the children’s card.

In addition, parents can control the spending of funds on the children’s card in the “Internet Banking” system, as well as arrange receipt of a statement on the children’s card by e-mail.

With the help of children’s cards, it is possible to perform almost the same transactions that can be performed with the help of ordinary cards, with the exception of some restrictions.

Holders of children’s cards aged from 6 to 14 can perform transactions that do not require a signature on the card-check, but are confirmed by entering a PIN code. Such transactions include:

• withdrawing cash from ATMs;
• non-cash settlements in Belarusian rubles for transactions of payment for goods and services;
• making payment transactions at ATMs, self-service terminals and self-service terminals (if the transaction of viewing the balance on the card is not prohibited) in the territory of the Republic of Belarus;
• replenishment of the account only through the self-service terminal (if the transaction of viewing the balance on the card is not prohibited).

Holders of children’s cards aged from 14 to18 can perform all transactions without exception.

For children under the age of 14, the children’s card is issued only to the accounts of their legal representatives. For children over the age of 14, the children’s card can be issued to the accounts of any third parties, without the consent of their legal representatives. Thus, if you are not the child’s legal representative, you can issue the children’s card to your account in the name of the child only if the child is at least 14 years old.

The child has lost the card or if suddenly a stranger has become aware of the PIN code, you must immediately notify the customer support service at 8 (017) 299-25-26. Then you need to make a written application to the bank.