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Additional phone numbers:
+375 (17) 218 57 77;
+375 (29) 198 57 77 (A1);
+375 (29) 888 57 77 (МТС);
+375 (25) 999 57 77 (Life :)

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Information service is free of charge.

Mortgage loan

кредит на жилье Белагропромбанк    

 

The loan is granted for the purchase of an individual residential house, apartment or part thereof, including through auctions.

It is possible to provide a sale contract of sale after the decision to grant a loan.

 

Loan currency Belarusian rubles
Interest rate 15,41% (RR+5,41 p.p.)*
Minimum loan amount 1000,00 Belarusian rubles
Maximum loan amount within the borrower’s solvency, but not more than 90% of the cost of the dwelling, specified in the contract of sale
Term up to  20 years
Collateral guarantee from at least 2 (two) individuals and mortgage of the dwelling.
Grace period it is possible to provide a deferment of the start of repayment of the loan (repayment of principal) for up to 6 months.
The term of consideration of the package of documents: 30 business days
Loan payments
  • on the interest - monthly, based on the actual daily loan balance, starting from the month following the month of the loan, no later than the last working day of the month in which payment is to be made;
  • on the principal debt - monthly in equal parts, starting with the month following the month of the loan, no later than the last working day of the month in which payment is to be made.

 

* - the interest rate for the use of the loan is variable, and it changes on the day of the change in the refinancing rate of the National Bank of the Republic of Belarus.

Fee for preparing a contract of guarantee to be signed with an individual to secure the repayment of a loan -  20 Belarusian rubles.

Fee for preparing a pledge agreement to be signed with an individual to secure the repayment of a loan - 45 Belarusian rubles.

Loan can be repaid at bank services centers of JSC Belagroprombank regardless of the branch that issued a loan, as well as in self-service devices and remote banking systems.

Loan disbursement: nonrecurrent:

•    as one lump sum transferred to the  account of the seller of the dwelling.

Loan eligibility requirements for borrowers and guarantors:

•    The individual must be aged 18 or over and hold Belarusian citizenship, with registered residence in the Republic of Belarus and with permanent officially confirmed income in the Republic of Belarus (hereinafter “Individuals”);
•    Average monthly net income of the individual exceeds the average per capita income;
•    The individual has no bad debt and (or) no negative credit history (for individuals acting as individual entrepreneurs in the Republic of Belarus – absence of outstanding tax liabilities, charges and other outstanding payments into the budget (additionally required).

Documents required for a loan

Лучшие курсы в выбранном населенном пункте

12/11/19 we buy we sell
USD 2.0400 2.0550
EUR 2.2470 2.2670
RUB
100 units
3.1900 3.2200

NB RB
NB RB
12/11/19    
USD USD 2.0495
EUR Euro 2.2602
RUB 100 rus.rub. 3.2073
Bonds
Bonds
Precious metal
Precious metal
Gold
currency value price
BYN 50г 5 000.00
BYN 20г 1 990.00
BYN 10г 1 000.00
Profitable investments