Interest rates and credit usage fee for legal entities and individual entrepreneurs *
| No. | Type of contract | Interest rate under contract |
|---|---|---|
|
1. |
In local currency and foreign currency, within implementation of Decrees of the President of the Republic of Belarus and resolutions of the Government of the Republic of Belarus |
Determined by Decree of the President of the Republic of Belarus or by resolution of the Government of the Republic of Belarus |
|
2. |
In Belarusian rubles, within implementation of Decrees of the President of the Republic of Belarus and resolutions of the Government of the Republic of Belarus, if such regulatory legal acts do not determine the interest rate |
|
|
2.1. |
Within implementation of Decrees of the President of the Republic of Belarus and resolutions of the Government of the Republic of Belarus, if such regulatory legal acts do not determine the interest rate |
Refinancing rate set by the National Bank of the Republic of Belarus plus 3 percentage points |
|
2.2. |
With agroecotourism businesses (in accordance with the Procedure for implementation of the Programme of JSC Belagroprombank participation in agroecotourism development in the Republic of Belarus) |
5% |
|
3. |
Outside Decrees of the President of the Republic of Belarus and resolutions of the Government of the Republic of Belarus (except for items 3.2., 3.3.) |
Refinancing rate set by the National Bank of the Republic of Belarus plus 5 percentage points (under newly issued loans (including the issuance of individual tranches under previously concluded agreements), and under previously concluded agreements where changes are made in terms of the interest rate) |
| 3.1. | With organizations of Belcoopsoyuz (Belarusian Republican Union of Consumer Societies) for crediting investment projects | Refinancing rate set by the National Bank of the Republic of Belarus plus 3 percentage points |
| 3.2. | Outside Decrees of the President of the Republic of Belarus and resolutions of the Government of the Republic of Belarus with Belcoopsoyuz organizations | Refinancing rate set by the National Bank of the Republic of Belarus plus 5 percentage points (under newly issued loans (including the issuance of individual tranches under previously concluded agreements), and under previously concluded agreements where changes are made in terms of the interest rate) |
| 3.3. |
Outside Decrees of the President of the Republic of Belarus and resolutions of the Government of the Republic of Belarus with organizations – producers of agricultural products (according to the National Classifier of the Republic of Belarus approved by Decree of the State Committee for Standardization of the Republic of Belarus as of 28.12.2006 №65) - by fish-breeding companies |
Refinancing rate set by the National Bank of the Republic of Belarus plus 3 percentage points (under newly issued loans (including the issuance of individual tranches under previously concluded agreements), and under previously concluded agreements where changes are made in terms of the interest rate) |
|
5. |
In foreign currency, within implementation of Decrees of the President of the Republic of Belarus and resolutions of the Government of the Republic of Belarus, according to which such regulatory legal acts do not determine the interest rate, and contracts executed outside Decrees of the President of the Republic of Belarus and resolutions of the Government of the Republic of Belarus |
|
|
5.1. |
Out of untied resources |
|
|
5.1.1. |
In US dollars | in the amount not less than 11% (for new loans) |
|
5.1.2. |
In Euro |
in the amount not less than 11% (for new loans) |
|
5.1.3. |
In Russian rubles | in the amount is 20% |
|
5.2. |
Out of untied recourses attracted from foreign credit and financial organizations in any foreign currency |
|
|
5.2.1. |
On terms set by foreign insurance agencies |
Cost (set by the Bank’s authorized body) of recourses granted to the bank’s structured subdivisions plus at least 1,5 percentage points |
|
5.2.2. |
As postfinancing, forfeiting, on terms set by foreign insurance agencies if insurance indemnity is included into the interest rate, as postfinancing with reimbursement undertaking issued by another bank |
Cost (set by the Bank’s authorized body) of recourses granted to the bank’s structured subdivisions plus at least 1,5 percentage points |
* these interest rates are valid from July 15, 2016
Interest income (interest rates) of JSC Belagroprombank on bonds purchased from legal entities
| Interest income of JSC Belagroprombank on bonds purchased from legal entities (except republican bodies of state administration, local executive-administrative bodies of the Republic of Belarus, the National Bank of the Republic of Belarus, JSC “Development Bank of the Republic of Belarus and other banks): |
||
| Type of contract | Minimum amount of interest income (interest rate), % per annum | |
| Bonds in Belarusian rubles | Refinancing rate set by the National Bank of the Republic of Belarus plus 7.7 p.p. | |
| Bonds in USD and Euro | 11% | |
| Bonds in Russian rubles | 20% | |
