Disclosure of information

According to the Instructions regarding disclosure of information on the activity of a bank, non-bank credit and financial institution, banking group and banking holding, approved by Resolution of the Management Board of the National Bank of the Republic of Belarus No19 as of January 11, 2013 (hereinafter referred to as the Instructions), JSC Belagroprombank presents the following information:

1. The bank’s name, location, state registration (registration number in the Unified National Registry of legal entities and individual entrepreneurs, date of decision-making on the bank’s state registration), license authorities to carry out banking operations (number and issue date of the banking license, banking operations enlisted therein), information on suspension, renewal of the license or withdrawal thereof by the National Bank of the Republic of Belarus, particularly regarding certain banking operations, a comprehensive text of the Articles of Association of the Bank, the size of the authorized fund  and the bank’s contact phone numbers;

2. Information on banking operations and other services provided by the bank, including terms and conditions for conclusion and execution of transactions, amount of remuneration (fee) for execution thereof, procedure of settlements and other information;

3. The bank’s structure with a breakdown by regions (regions and the city of Minsk): name, location, opening hours and contact phones of the bank’s regional branches (local branches) and representative offices, as well as structural subdivisions and remote workplaces established by the bank or its branch;

4. Structure (Chairman, independent directors, representatives of the state in the bank’s administrative authorities, other members) of the Board of Directors (Supervisory Board): surname, first name, patronymic (if any), place of primary employment, qualification and job-related experience, membership (administration) in committees established by the Board  of Directors (Supervisory Board) of the bank;

5. Structure (members) of the bank’s executive body: surname, first name, patronymic (if any), position held, qualification and job-related experience, responsibilities, open public  office hours;

6. Structure of the banking group and (or) banking holding company the bank belongs to: name of legal entities, structure of mutual participation of members of the banking group and (or) banking holding, including membership interest, name, location and website address of its parent organization;

7. Performance indicators showing the bank’s conformity to the safe operation standards established by the National Bank;  

8. Size of actual and required special provisions to cover potential losses on assets and operations not included in the balance sheet as of the 1st day of the month;

9. Structure of the bank’s ownership: shareholders and other beneficial owners holding five  and more percent of the bank’s shares: name and country of location (in relation to the organization), surname, first name, patronymic (if any) and  a country of residence (in relation to an individual);

10. Complete annual financial statements and reporting on the bank’s activity prepared in accordance with the National Organization for Financial Accounting and Reporting, except for data constituting banking, commercial or other legally protected secret of the bank as well as an auditors’ opinion which confirms authenticity of the annual financial statements;

11. Business-plan (strategic development plan) of the bank and report on implementation thereof as at January 1 of the year following the accounting year to the extent which would provide confidentiality of the information constituting banking, commercial and other legally protected secret, in the form of a presentation or any other representative form;

12. Description of the risk management system and internal control system to the extent which would provide confidentiality of the information constituting banking, commercial and other legally protected secret;

13. Principles and standards of professional ethics;

14. The bank’s policy concerning disclosure of information as defined by local normative legal acts of the bank;

15. Description of the policy concerning avoidance of conflict of interests and conditions of origin thereof;

16. Press releases, messages containing relevant information on changes in the activity, organizational structure, ownership structure and condition of the bank;

17. Structure of the banking group and (or) banking holding: name of legal entities, their website addresses, structure of mutual participation of members of the banking group and (or) banking holding, including membership interest;

18. Performance indicators showing the conformity by the banking group and (or) banking holding to the safe operation standards established by the National Bank (on a quarterly basis);

19. Complete annual financial statements and reporting on the activity of the banking group and (or) banking holding prepared in accordance with the National Organization for Financial Accounting and Reporting, except for data constituting banking, commercial or other legally protected secret, as well as an auditors’ opinion which confirms authenticity of the annual financial statements;

20. Press releases, messages containing relevant information on changes in the activity, organizational structure, ownership structure and condition of the banking group and (or) banking holding;

21. Description of Managerial and Employee remuneration policy, JSC Belagroprombank

22. Reporting policy at JSC Belagroprombank and the bank holding company