JSC Belagroprombank’s compliance with the secure functioning requirements of the National Bank of the Republic of Belarus:
| Figures | Ratio |
As of 01.01.2021 |
|---|---|---|
|
Legal capital, mln roubles (mln BYN)
|
Minimum 62,06
|
1876,4
|
|
Capital adequacy, %
|
10% (12,0%)
|
17,822
|
|
Common Equity Tier I ratio (CET 1), %
|
4,5% (8,0%)
|
13,376
|
| Tier I Adequacy, % | 8,0% | 13,945 |
| Liquidity ratio: | ||
| Name of ratio |
Low value in December |
Highest value in December |
| Liquidity Coverage Ratio (LCR) (from 22.04.2020 min. 80%) | 80,7% | 102,3% |
| Net Stable Funding Ratio (NSFR) (min.100%) | 107,7% | 111,6% |
|
Total amount of risks on insiders – individuals and related persons
|
5%
|
0,16%
|
The size of the special reserves which are actually created and demanded according to resolutions of the National bank of Republic of Belarus for a covering of possible losses on the assets and operations which are not reported on the balance sheet as on the 1st of January, 2021 (thousand rub.):
| Actual provisions | Required provisions |
|---|---|
|
674 087,5
|
674 087,5
|
Report on compliance with the secure functioning requirements JSC Belagroprombank
| Target | Actual for JSC Belagroprombank (as of 01.01.2021) | Requirement of the National Bank of the Republic of Belarus |
| Total amount of large credit risks (min.-max. value in December 2020) | 1,2 - 1,4 | Total amount of large credit risks shall not exceed sixfold of equity of the bank or non-bank credit and financial institution. |
|
Total amount of credit risks on insiders-legal entities (individuals who are individual entrepreneurs) and related persons and insiders-individuals (except for individual entrepreneurs) and related legal entities and (or) individuals who are individual entrepreneurs (min.-max. value in December 2020) |
10,6- 10,8 | Total amount of credit risks on insiders-legal entities (individuals who are individual entrepreneurs) and related persons and insiders-individuals (except for individual entrepreneurs) and related legal entities and (or) individuals who are individual entrepreneurs shall not exceed 50% of the equity of the bank or non-bank credit and financial institution. |
Information on compliance with the secure functioning standards of the bank holding company
| Target | Requirement | Actual value (as of 01.10.2020) |
| Total amount of large credit risks (ratio with an accuracy to 0,1) | No more than sixfold of the holding’s equity | 1,3 |
| Total amount of credit risks on insiders and related persons (percent with an accuracy to 0,1) | No more than 50 % of the holding’s equity | 9,7 |
| Adequacy of equity of the banking holding company headed by JSC Belagroprombank | 10% (12,0%) | 20,158 % |
